Privacy Policy

1. Introduction

AI Insure Advisor ("we," "our," or "us") is committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our insurance comparison services.

By using our services, you consent to the data practices described in this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not use our services.

2. Information We Collect

2.1 Personal Information

We may collect the following types of personal information:

• Name, email address, and phone number
• Date of birth and gender
• Address and location information
• Insurance-related information (coverage needs, current policies, claims history)
• Financial information (income, credit score, payment information)
• Vehicle information (make, model, year, VIN)
• Property information (home details, property value)
• Health information (for health insurance quotes)

2.2 Automatically Collected Information

• IP address and device information
• Browser type and version
• Operating system
• Pages visited and time spent on our website
• Referring website information
• Cookies and similar tracking technologies

3. How We Use Your Information

We use your personal information for the following purposes:

• To provide insurance quotes and comparison services
• To connect you with insurance providers and agents
• To process your requests and applications
• To communicate with you about our services
• To improve our website and services
• To comply with legal obligations
• To prevent fraud and ensure security
• To send marketing communications (with your consent)

4. Information Sharing and Disclosure

We may share your information with:

• Insurance Providers: To obtain quotes and process applications
• Insurance Agents and Brokers: To provide personalized service
• Third-Party Partners: Including EverQuote and other lead generation platforms
• Service Providers: Who assist us in operating our business
• Legal Authorities: When required by law or to protect our rights
• Business Transfers: In connection with mergers, acquisitions, or asset sales

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure.

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to:

• Remember your preferences and settings
• Analyze website traffic and usage patterns
• Provide personalized content and advertisements
• Improve our services and user experience

You can control cookie settings through your browser preferences, but disabling cookies may affect the functionality of our website.

7. Your Rights and Choices

Depending on your location, you may have the following rights regarding your personal information:

• Access and review your personal information
• Correct or update inaccurate information
• Delete your personal information
• Restrict or object to certain processing activities
• Data portability
• Withdraw consent for marketing communications

To exercise these rights, please contact us using the information provided in the "Contact Us" section below.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party websites you visit.

9. Children's Privacy

Our services are not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete such information.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. Your continued use of our services after any modifications constitutes acceptance of the updated Privacy Policy.

11. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us:

12. State-Specific Privacy Rights

Residents of certain states may have additional privacy rights:

California Residents (CCPA)

California residents have the right to know what personal information we collect, use, and share, and the right to delete their personal information. We do not sell personal information to third parties.

Virginia Residents (VCDPA)

Virginia residents have similar rights to access, correct, delete, and opt-out of the processing of their personal information.

Other States

We comply with applicable state privacy laws and regulations. Please contact us if you have questions about your specific state's privacy rights.